Payments infrastructure for businesses that have outgrown the default option.
Eclipse Pay Inc. provides processing, settlement and merchant services to established companies. We handle the parts of taking payments that do not fit a self-serve signup form.
Three services, run properly.
We would rather do a narrow set of things to a standard a finance team can rely on than list a page of products nobody supports.
Payment processing
Card and alternative payment methods across multiple currencies, routed through acquiring partners appropriate to each merchant and market.
Read moreSettlement and reconciliation
Scheduled settlement with line-level reconciliation, so every payout ties back to the transactions behind it without manual work at month end.
Read moreMerchant services
Onboarding, documentation review and ongoing account support, handled by people who understand the underwriting questions before they are asked.
Read moreFrom first conversation to first settlement.
Onboarding a merchant properly takes longer than a signup form and saves considerably more time later. We front-load the questions an acquirer will eventually ask, so approvals are not withdrawn after go-live.
Start a conversation- 1
Onboarding
We collect corporate documentation, ownership structure and processing history, then review it against the requirements of the relevant acquiring partner.
- 2
Integration
Connection through a hosted page, a direct API or an existing gateway. Most merchants keep the checkout they already have.
- 3
Processing
Transactions are authorised, captured and monitored, with exception handling and chargeback correspondence managed on the merchant's behalf.
- 4
Settlement
Funds settle on an agreed cycle to the merchant's nominated account, with a reconciliation file covering every movement in the period.
Most payment problems are not technical.
They are questions nobody asked early enough.
Structure, ownership, processing history and expected volumes decide whether an account survives its first review. We work through those before an application is submitted, not after it is declined.
About the companyHow we operate.
The controls below describe our standing practice. Documentation is available to partners and counterparties on request.
Know Your Business
Corporate registry checks, ownership verification and sanctions screening at onboarding and on review.
Transaction monitoring
Rules and thresholds set per merchant, with escalation on patterns that fall outside an agreed profile.
Segregation of funds
Merchant funds are held separately from operating capital and reconciled daily.
Record keeping
Transaction and onboarding records retained in line with the applicable retention period.
Tell us what you need to move.
Volumes, currencies, markets and timelines. We will tell you honestly whether we are the right counterparty before anyone fills in a form.